Why Companies Should Consider Leasing Computers and Technology

Many companies are not aware of the significant benefits related to acquisition financing in computers and technology segments. The proper term for this type of financing is ‘ Technology lifecycle management ‘. Most business owners simply consider the following question: ‘Should I buy or lease my firms new computers and software and related products and services?’

Two old adages related to leasing still ring true when it comes to the technological aspect. That is that one should finance something and depreciates, and one should buy something that appreciates in value. Most business owners, and consumers as well know very well that computers depreciate in value. Systems we paid thousands of dollars for years ago are now hundreds of dollars. Walk into any ‘ big box ‘ retailer and see the dramatic moves in technology.

Business owners who finance technology demonstrate a higher level of cost effectiveness. The company wants to reap the benefits of the technology over the useful life of the asset, and, importantly, more evenly match the cash outflows with the benefits. Leasing and financing your technology allows you to stay ahead of the technology curve; that is to say you are always using the latest technology as it relates to your firms needs.

Businesses that lease and finance their technology needs are often working better within their capital budgets. Simply speaking they can buy more and buy smarter. Many companies that are larger in size have balance sheet issues and ROA (return on assets) issues that are compelling. They must stay within bank credit covenants and are measure often on their ability to generate income on the total level of assets being deployed in the company.

Lease financing allows those firms to address both of those issues. Companies can choose to employ an ‘ operating lease ‘ structure for their technology financing. This is more prevalent in larger firms, but works almost equally as well in small organizations. Operating leases are ‘ off balance sheet ‘. The firm adopts the stance of using technology, not owning technology. The lessor/lender owns the equipment, and has a stake in the residual value of the technology. The main benefit for the company is that the debt associated with the technology acquisition is not directly held on the balance sheet. This optimizes debt levels and profitability ratios.

At the end of those operating leases, which are usually 36 months long, the customer has the option of:

1. Returning the equipment
2. Buying the equipment ( not likely though )
3. Negotiating an extension of the financing for continued use of the computers, technology, etc.

Companies that have recently acquired computers and technology can in fact negotiate a’ sale leaseback ‘ on those same assets. This financing strategy brings cash back into the company, as the firm has employed a leasing and financing strategy building on our above noted them – using technology, not owning technology.

In summary, the key benefits of computer and technology lease financing are:

* The company can stay ahead of the technology curve
* Computer leasing and financing has significant balance sheet and income statement benefits
* The firm has flexibility with respect to buying new product, returning existing technology, and generating cash flow for purchases already made

Many of the benefits we have discussed relate to leasing in general. However, technology and lease financing are very perfectly suited to the business financing strategy of leasing.

Picture Framing Online: A Perfect Gift For Him

Deciding a perfect gift for men is quite a hectic job. Even though there are lots of gifting options these days, there will always be confusion on how should you pick the item! Would he appreciate it or. Most women end up buying t-shirts, wallets or shoes. However, if you are looking for personalized and unique gift ideas, then you can try out picture framing online services. Get one of the custom picture frames and collage the bitter sweet memories of your relationship. Your partner will definitely like this and will appreciate your effort.

Additionally, you can take a picture of him, especially when he is not aware and get it framed. You can take many of such photos, line them together and frame. If that is not enough you can gather his childhood pictures and jam it with the recent ones with beautiful messages. This would make him emotional for sure. These picture framing online are all-purpose gifts, from birthday, anniversary to just a usual gift. The best thing is that these items are available online, so even if you are feeling reluctant to visit a physical store, you can always sit at the comfort of your home and place an order.

The frames vary in shapes, sizes and quality. You get to choose from a plethora of options, ranging from wooden to metal. You will find square and rectangular photo frames. There could be variations in colour too, including golden, silver, cream and black. Based on the occasion and purpose you can choose the one. As for the size, these ecommerce sites have measurement options. You need to select from the one.
The online framing service providers offer beautifully carved frames. They boast amazing designs and are of high quality. They would be excellent gifts for sure.

If not his phoThe online framing service providers offer beautifully carved frames. They boast amazing designs and are of high quality. They would be excellent gifts for sure. to, you can think of any theme photo and get it framed with wonderful quotes. Also, if your partner loves nature photography you can take one and get it framed for him. However, when you are choosing a frame make sure you are buying from a good store. There will be many who claim to be the best, but that is hardly the truth.

Besides, there are some who fail to meet the delivery deadline. You will of course not want your gift to be delivered lately, particularly when the occasion is gone. In order to ensure that the gift reaches to the concerned person on time you can live chat with the people or make a special request. The custom picture frames can be gift wrapped as well if you want. However, you might have to pay a little extra for that. Else you can be lucky to get free gift packaging..

An Overview of Computers and Technology Law

The 21st century truly is the “high tech age.” As a consequence, computers and technology law is of crucial importance. In point of fact there are an ever growing number of issues relating to computers and technology law at this juncture in history. With that in mind, this overview of computers and technology law is presented.

One of the more active areas in regard to computers and technology law involves issues stemming from copyright. When it comes to computers, the Internet and technology law, copyright issues have become very commonplace. Protecting copyright interests with the growth of the Internet has become particularly problematic. In point of fact, with the growth of the Internet, and with the increasing incidence and complexity of copyright issues associated with the Net, there is a whole new legal specialty including attorneys that focus their practices on these issues.

Copyright issues extend beyond the Internet as well into the arena of software and hardware development as well. In regard to computers and technology law, the protection of intellectual property associated with software and hardware is extremely important. Once again, this is an area which has given rise to a whole new legal specialty consisting of attorneys who are focusing their energy and efforts on protection the intellectual property interests of those men, women and companies involved in the design and development of software applications and computer related hardware.

Of course, some of the most important developments that have occurred in regard to computers and technology law are related to music and the downloading of music off of the Internet and World Wide Web. Through both litigation in courts and statutes and regulations that have gone into effect, there continues to be a great deal of activity in the arena of protecting the copyright interest of people involved in the music industry on different levels.

Although it has not become as prevalent as many industry analysts predicted, there has been a slow but nonetheless fairly steady increase in the number of people who are using ebooks at the present point in time. (Many experts predicted about five years ago that there would be a significant number of people using and reading ebooks by this point in time. While this significant increase that was contemplated in the past has not occurred, the number of eBook users is higher than it was five years ago.)

With the increase in eBook usage -again, which is expected to expand at least to some degree in the next few years – there has been a growing concern associated with protecting the copyright interest of authors who are finding their work in eBook form. On a number of levels, it is a more complicated task to protect written materials that are included in ebooks that is the case with traditional, “brick and mortar world” publications. Therefore, in regard to computers and technology law, there is a growing interest amongst attorneys in developing more effective avenues through which the content of ebooks can be protected in this high tech age.

Jeff Ryan creates quality legal articles to help you learn more about common legal issues. His portfolio spans a medley of legal topics such as personal injury, criminal, accident, malpractice and more.